Our lives are full of surprises—some pleasant, and others unexpected with the potential for financial harm. This is where the importance of having personal protection lies.
In the Financial Inclusion Month (BIK) organized by the Financial Services Authority (OJK), PT Malacca Trust Wuwungan Insurance Tbk (MTWI) is carrying the theme SAKINA. So, what exactly is SAKINA, and why is this theme so important?
SAKINA is an educational and inclusion movement that encourages the Indonesian public to become more aware and conscious of the importance of insurance.
This is based on the philosophy that financial protection is the right of every individual for themselves, their family, and their future. When insurance becomes part of financial planning, life's surprises no longer mean financial ruin, but rather a shock that can be managed.
MTWI provides a diverse range of general insurance solutions to protect various aspects of your life and assets. Peace of mind starts with comprehensive protection:
Motor Vehicle Insurance
This insurance guarantees loss or damage to all types of motor vehicles caused by accidents, slipping, fire, malicious acts by others including theft, and other loss risks. This policy can also be extended to cover risks of flooding, earthquakes, riots, and third-party liability.
Property All Risk Insurance
This insurance provides coverage guaranteeing loss/damage to property caused by fire to the insured objects or facilities such as residential homes, offices along with their furniture and equipment, commercial business premises like shophouses, warehouses, factories, including machinery and raw materials. This insurance can also protect public service facilities like schools, hospitals, pharmacies, and places of worship, as well as public facilities such as malls, salons, hotels, showrooms, and restaurants. The basic protection of this Fire Insurance guarantees core risks consisting of fire, explosion, lightning strike, aircraft crash, and smoke, and can be extended to include risks such as riots, floods, landslides, and others.
Marine Cargo Insurance
Insurance intended to provide coverage against damage or loss caused by a risk from the moment the goods leave the sender's warehouse until they arrive at the destination warehouse as stated in the policy summary.
Engineering Insurance
Engineering Insurance is divided into several types of insurance, including:
- Construction All Risk: Provides protection against the risk of loss during the construction period.
- Erection All Risk: Provides protection against the risk of loss during the installation of machinery.
- Electronic Equipment Insurance: Provides protection against loss from damage to electronic equipment.
Personal Accident Insurance
Insurance that provides coverage against the risk of Death, Permanent Disability, Medical and/or Treatment Costs directly caused by an accident resulting in bodily injury as determined by medical science.
Marine Hull Insurance
Provides guarantee against damage or loss to the vessel, machinery, and its equipment from perils of the sea and navigational risks.
Travel Insurance
Insurance that guarantees a risk during a journey, both domestic and international, that is unexpected and sudden during the policy period, not desired or planned, directly to the Insured "for individuals" and family for "groups" that immediately results in a loss.
Health Insurance
Insurance that provides a guarantee to the insured, both individual and group, to reimburse all medical expenses covering hospital treatment costs, surgical costs, and medication costs as stated in the policy summary.
Movable All Risk
This insurance provides protection for goods that are carried or hand-carried against risks such as fire, lightning, accidental damage, and others, as per the policy summary.
Micro Insurance
Provides basic compensation to the insured for financial loss caused by damage to the insured building's contents due to fire, lightning, explosion, earthquake, tsunami, and other risks regulated in the policy summary.
Cash in Transit/Cash in Safe Insurance
This insurance provides protection against the risk of loss or damage to money during the transport process from one location to another or while in storage.
Public Liability Insurance
This insurance provides protection against claims from third parties due to bodily injury or property damage that occurs at the business location or as a result of the business activities carried out by the insured.
Contractual Liability Insurance
This insurance provides protection against the risk of legal liability arising from the breach or failure to fulfill a contract.
Cyber Insurance
This insurance provides protection against risks and financial losses arising from cyber-attacks, data breaches, or other digital security incidents.
Act Now for Financial Defense
SAKINA is the best momentum to realize Sadar Asuransi, Kini Nyata (Insurance Awareness, Now a Reality). This is the time for all of us to stop postponing protection and start building a strong financial defense.
Don't let life's surprises turn into a financial catastrophe. With insurance, you don't have to face difficult times alone. Take proactive steps to protect yourself, your family, and your other valuable assets.
For more information on the products that suit your needs, visit the PT Malacca Trust Wuwungan Insurance Tbk website at www.mtwi.co.id or call 021 2598 9835.
Protect Yourself, Calm Your Heart. Because peace of mind is the best investment for a Positive Life!
